This section applies exclusively to California residents and supplements our main Privacy Policy. It explains your rights under the California Consumer Privacy Act (CCPA) and how Origin Financial LLC ("we," "us," or "our") collects, uses, shares, and retains your personal information.

1. What Personal Information We Collect

Depending on your interactions with Origin Financial, we may collect categories of personal data such as:

• Identifiers (e.g., name, address, email, phone, SSN)

• Financial details (e.g., bank account info, credit transactions)

• Protected characteristics (e.g., age, gender, race)

• Commercial and online activity (e.g., purchase history, browsing behavior, device/location info)

• Employment-related details (e.g., job title, employer)

2. Purposes for Using Your Data

We may use your personal information to:

• Respond to your inquiries and provide information about our debt settlement services

• Confirm eligibility for our programs

• Improve our website, services, and customer experience

• Communicate updates, promotions, or required notices

• Meet legal or regulatory requirements

• Prevent and investigate fraud

3. How We Share Your Data

We may disclose your personal information to:

• Service providers (e.g., IT, data processors, customer service)

• Affiliates and partners to deliver services

• Legal and regulatory authorities, if required by law

• Auditors and examiners for compliance or audit purposes

We do not sell your personal information or share SMS opt-in data for marketing purposes.

4. Your California Privacy Rights

Under California law, you have the following rights:

1. Right to Know – What personal information we’ve collected, sources, purposes, third-party recipients, and categories sold or disclosed in the past 12 months.

2. Right to Delete – Request the deletion of your personal information, except when retention is needed for legal or business purposes.

3. Right to Opt-Out – Say no to the sale of your personal information. (Note: We do not sell personal data.)

4. Non-Discrimination – Exercising these rights won't result in discriminatory treatment or removal of services.

5. How to Submit a Privacy Request

California residents may exercise their rights by contacting us via:

• Phone: (888) 329-6585

• Email: help@originfinancial.com

You can designate an authorized agent to submit a request on your behalf, provided you provide written confirmation of their authority.

We will verify your identity before fulfilling any request and respond within 45 days (or 15 days for sensitive or sale-related requests). If needed, we may extend this by an additional 45 days under special circumstances.

6. Children & Sensitive Data

We do not knowingly collect personal data from individuals under 18.
Sensitive personal data (e.g., Social Security numbers) is handled with extra security and only as required to provide services or comply with law.

7. Other Important Notes

• Non-sale commitment: We do not sell personal information.

• No Fear of Retaliation: You will not be penalized for exercising your privacy rights.

• Policy Updates: We may modify this notice to comply with changes in California or federal law. Updates will be posted here with a new "Last Updated" date.

8. Questions or Requests?

Please contact us if you have any questions or want to exercise your California privacy rights:

Origin Financial LLC
910 Pleasant Grove Blvd. #353
Roseville, CA 95678
Phone: (888) 329-6585
Email: help@originfinancial.com